Business Advisory
A financial partner, not just a filer
Most owners only hear from their accountant at tax time. We work with you through the year to understand your goals and the numbers behind them.
From deciding whether to incorporate, to forecasting cash for a busy season, to preparing a package for your bank, we give you clear options and the figures to back each one up.
What's included
Everything you need, handled in one place
Incorporation guidance
Compare sole proprietorship and incorporation for your income and plans.
Cash flow forecasting
See what is coming in and going out over the next 12 months.
Budgeting
Set realistic targets and track actual results against them.
Owner compensation
Salary, dividends or a mix, chosen to suit your tax and personal goals.
Lender packages
Financial statements and projections prepared for loans and lines of credit.
Business start-up
Registration, HST, bookkeeping setup and a plan for your first year.
Why clients choose us
- Clarity
Understand what your numbers are telling you. - Confidence
Make big decisions with forecasts, not guesses. - Growth
Plan for cash, tax and hiring before you need them.
How it works
A simple process from day one
Discovery
We learn about your business, goals and challenges.
Analysis
We review your financials and model the options.
Recommendations
You get clear, written recommendations with the numbers behind them.
Ongoing check-ins
We meet regularly to track progress and adjust the plan.
Who it's for
Built around clients like you
New businesses
Founders setting up the right structure from the start.
Growing companies
Owners planning hires, expansion or new locations.
Professionals
Doctors, dentists, lawyers and consultants considering a professional corporation.
Owners planning ahead
Business owners thinking about succession or a future sale.
Questions
Business Advisory FAQ
Have a question that is not answered here? Call us at (416) 555-0123 or send us a message.
Should I incorporate my business?
It depends on your income, how much profit you leave in the company and your long-term plans. We run the numbers for your situation before you decide.
How is advisory work billed?
Projects such as an incorporation review or a lender package are quoted as a fixed fee. Ongoing advisory can be bundled with monthly bookkeeping.
Can you help me prepare for a bank loan?
Yes. We prepare financial statements, cash flow forecasts and a summary package that lenders expect to see.
Do you only work with large businesses?
No. Most of our advisory clients are small, owner-managed businesses and self-employed professionals.
Related services